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What will your deposit earn?

Enter an amount and a tenure — every institution's offer is worked out after tax and ranked by what you actually keep.

LKR 1,000,000 for 1yr · General · 10% tax on interest

InstitutionPayoutRate p.a.AER after taxInterest after taxIncome per monthTotal at the end
Richard Pieris Finance LtdNBFI
At maturity13.5%12.15%LKR 121,500—LKR 1,121,500
Richard Pieris Finance LtdNBFI
Monthly12.5%11.85%LKR 112,500LKR 9,375LKR 1,112,500
Softlogic Finance PLCNBFI
At maturity12.88%11.59%LKR 115,920—LKR 1,115,920
Softlogic Finance PLCNBFI
Monthly12.18%11.53%LKR 109,620LKR 9,135LKR 1,109,620
Fintrex Finance LtdNBFI
Monthly11.75%11.10%LKR 105,750LKR 8,813LKR 1,105,750
Fintrex Finance LtdNBFI
At maturity12.25%11.02%LKR 110,250—LKR 1,110,250
LCB Finance PLCNBFI
At maturity12.13%10.92%LKR 109,170—LKR 1,109,170
Commercial Credit & Finance PLCNBFI
Monthly11.5%10.86%LKR 103,500LKR 8,625LKR 1,103,500
LCB Finance PLCNBFI
Monthly11.5%10.86%LKR 103,500LKR 8,625LKR 1,103,500
People's Leasing & Finance PLCNBFI
Monthly11.5%10.86%LKR 103,500LKR 8,625LKR 1,103,500
Assetline Finance PLCNBFI
At maturity12%10.80%LKR 108,000—LKR 1,108,000
Commercial Credit & Finance PLCNBFI
At maturity12%10.80%LKR 108,000—LKR 1,108,000
People's Leasing & Finance PLCNBFI
At maturity12%10.80%LKR 108,000—LKR 1,108,000
Assetline Finance PLCNBFI
Monthly11.25%10.61%LKR 101,250LKR 8,438LKR 1,101,250
Sarvodaya Development Finance PLCNBFI
At maturity11.75%10.58%LKR 105,750—LKR 1,105,750
Sarvodaya Development Finance PLCNBFI
Monthly11%10.36%LKR 99,000LKR 8,250LKR 1,099,000
Central Finance Company PLCNBFI
Unverified for 8 days		At maturity11.5%10.35%LKR 103,500—LKR 1,103,500
Dialog Finance PLCNBFI
Unverified for 8 days		At maturity11.5%10.35%LKR 103,500—LKR 1,103,500
HNB Finance PLCNBFI
At maturity11.5%10.35%LKR 103,500—LKR 1,103,500
Janashakthi Finance PLCNBFI
At maturity11.5%10.35%LKR 103,500—LKR 1,103,500
LB Finance PLCNBFI
At maturity11.5%10.35%LKR 103,500—LKR 1,103,500
Merchant Bank of Sri Lanka & Finance PLCNBFI
At maturity11.5%10.35%LKR 103,500—LKR 1,103,500
Vallibel Finance PLCNBFI
At maturity11.5%10.35%LKR 103,500—LKR 1,103,500
Dialog Finance PLCNBFI
Unverified for 8 days		Monthly10.9%10.26%LKR 98,100LKR 8,175LKR 1,098,100
Central Finance Company PLCNBFI
Unverified for 8 days		Monthly10.75%10.12%LKR 96,750LKR 8,063LKR 1,096,750
SDB Bank (Sanasa Development Bank PLC)Bank
At maturity11%9.90%LKR 99,000—LKR 1,099,000
Singer Finance (Lanka) PLCNBFI
At maturity11%9.90%LKR 99,000—LKR 1,099,000
HNB Finance PLCNBFI
Monthly10.5%9.87%LKR 94,500LKR 7,875LKR 1,094,500
Janashakthi Finance PLCNBFI
Monthly10.5%9.87%LKR 94,500LKR 7,875LKR 1,094,500
LB Finance PLCNBFI
Monthly10.5%9.87%LKR 94,500LKR 7,875LKR 1,094,500
Merchant Bank of Sri Lanka & Finance PLCNBFI
Monthly10.5%9.87%LKR 94,500LKR 7,875LKR 1,094,500
Vallibel Finance PLCNBFI
Monthly10.5%9.87%LKR 94,500LKR 7,875LKR 1,094,500
Asia Asset Finance PLCNBFI
At maturity10.88%9.79%LKR 97,920—LKR 1,097,920
Asia Asset Finance PLCNBFI
Monthly10.37%9.74%LKR 93,330LKR 7,777LKR 1,093,330
Alliance Finance Company PLCNBFI
At maturity10.5%9.45%LKR 94,500—LKR 1,094,500
DFCC Bank PLCBank
At maturity10.5%9.45%LKR 94,500—LKR 1,094,500
DFCC Bank PLCBank
Monthly10.03%9.41%LKR 90,270LKR 7,523LKR 1,090,270
Alliance Finance Company PLCNBFI
Monthly10%9.38%LKR 90,000LKR 7,500LKR 1,090,000
Singer Finance (Lanka) PLCNBFI
Monthly10%9.38%LKR 90,000LKR 7,500LKR 1,090,000
Cargills Bank PLCBank
Annual10%9.00%LKR 90,000—LKR 1,090,000
Cargills Bank PLCBank
At maturity10%9.00%LKR 90,000—LKR 1,090,000
Citizens Development Business Finance PLCNBFI
At maturity10%9.00%LKR 90,000—LKR 1,090,000
Commercial Bank of Ceylon PLCBank
At maturity10%9.00%LKR 90,000—LKR 1,090,000
Hatton National Bank PLCBank
At maturity10%9.00%LKR 90,000—LKR 1,090,000
National Development Bank PLCBank
At maturity10%9.00%LKR 90,000—LKR 1,090,000
Nations Trust Bank PLCBank
At maturity10%9.00%LKR 90,000—LKR 1,090,000
Regional Development BankBank
Annual10%9.00%LKR 90,000—LKR 1,090,000
Regional Development BankBank
At maturity10%9.00%LKR 90,000—LKR 1,090,000
Sampath Bank PLCBank
At maturity10%9.00%LKR 90,000—LKR 1,090,000
Seylan Bank PLCBank
At maturity10%9.00%LKR 90,000—LKR 1,090,000
UB Finance PLCNBFI
At maturity10%9.00%LKR 90,000—LKR 1,090,000
Regional Development BankBank
Monthly9.6%8.99%LKR 86,400LKR 7,200LKR 1,086,400
National Development Bank PLCBank
Quarterly9.65%8.97%LKR 86,850—LKR 1,086,850
Cargills Bank PLCBank
Monthly9.55%8.94%LKR 85,950LKR 7,163LKR 1,085,950
Commercial Bank of Ceylon PLCBank
Monthly9.55%8.94%LKR 85,950LKR 7,163LKR 1,085,950
Hatton National Bank PLCBank
Monthly9.55%8.94%LKR 85,950LKR 7,163LKR 1,085,950
National Development Bank PLCBank
Monthly9.55%8.94%LKR 85,950LKR 7,163LKR 1,085,950
Nations Trust Bank PLCBank
Monthly9.55%8.94%LKR 85,950LKR 7,163LKR 1,085,950
Sampath Bank PLCBank
Monthly9.55%8.94%LKR 85,950LKR 7,163LKR 1,085,950
Citizens Development Business Finance PLCNBFI
Monthly9.5%8.89%LKR 85,500LKR 7,125LKR 1,085,500
SDB Bank (Sanasa Development Bank PLC)Bank
Monthly9.5%8.89%LKR 85,500LKR 7,125LKR 1,085,500
Seylan Bank PLCBank
Monthly9.5%8.89%LKR 85,500LKR 7,125LKR 1,085,500
UB Finance PLCNBFI
Monthly9.5%8.89%LKR 85,500LKR 7,125LKR 1,085,500
Siyapatha Finance PLCNBFI
At maturity9.75%8.77%LKR 87,750—LKR 1,087,750
Siyapatha Finance PLCNBFI
Monthly9.25%8.65%LKR 83,250LKR 6,938LKR 1,083,250
HDFC Bank of Sri LankaBank
Monthly9.2%8.60%LKR 82,800LKR 6,900LKR 1,082,800
HDFC Bank of Sri LankaBank
At maturity9.5%8.55%LKR 85,500—LKR 1,085,500
Mercantile Investments and Finance PLCNBFI
Monthly9%8.41%LKR 81,000LKR 6,750LKR 1,081,000
Mercantile Investments and Finance PLCNBFI
At maturity9.25%8.33%LKR 83,250—LKR 1,083,250
LOLC Finance PLCNBFI
Annual9%8.10%LKR 81,000—LKR 1,081,000
LOLC Finance PLCNBFI
At maturity9%8.10%LKR 81,000—LKR 1,081,000
Pan Asia Banking Corporation PLCBank
At maturity9%8.10%LKR 81,000—LKR 1,081,000
Union Bank of Colombo PLCBank
At maturity9%8.10%LKR 81,000—LKR 1,081,000
LOLC Finance PLCNBFI
Monthly8.65%8.07%LKR 77,850LKR 6,488LKR 1,077,850
Pan Asia Banking Corporation PLCBank
Monthly8.65%8.07%LKR 77,850LKR 6,488LKR 1,077,850
Union Bank of Colombo PLCBank
Monthly8.5%7.92%LKR 76,500LKR 6,375LKR 1,076,500
People's BankBank
At maturity8.5%7.65%LKR 76,500—LKR 1,076,500
People's BankBank
Monthly8.2%7.63%LKR 73,800LKR 6,150LKR 1,073,800
Bank of CeylonBank
At maturity7.25%6.53%LKR 65,250—LKR 1,065,250
National Savings BankBank
At maturity7.25%6.53%LKR 65,250—LKR 1,065,250
Bank of CeylonBank
Monthly7%6.49%LKR 63,000LKR 5,250LKR 1,063,000
National Savings BankBank
Monthly7%6.49%LKR 63,000LKR 5,250LKR 1,063,000
State Mortgage & Investment BankBank
At maturity6.75%6.08%LKR 60,750—LKR 1,060,750
State Mortgage & Investment BankBank
Monthly6.5%6.01%LKR 58,500LKR 4,875LKR 1,058,500

How to read this

AER (annual equivalent rate) puts every offer on one scale: it is what the rate is worth over a year if each interest payment were reinvested. A monthly-payout rate is usually quoted lower than an at-maturity one, but paying sooner partly makes up for it — AER shows by how much. Rows are ranked by AER after tax.

Interest is taxed at source (withholding tax). 10% is the default here; change it if your rate differs or you hold an exemption. Figures are estimates — institutions round and may count days differently.