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Best rates on the board

Every institution's single best general-customer rate, ranked. This is a real ordering — position is the point — so it's the one table on the site that gets row numbers.

RankInstitutionTypeBest rateAtLast change
1Softlogic Finance PLCNBFI16%5yr
Up2 Oct 2026
2Cargills Bank PLCBank15%5yr
Up5 Sept 2026
3Pan Asia Banking Corporation PLCBank15%10yr
Up26 Sept 2026
4Richard Pieris Finance LtdUnverified for 4 daysNBFI14.75%5yr
First recorded29 Jul 2026
5UB Finance PLCUnverified for 19 daysNBFI14.5%25mo
Down3 Oct 2026
6Asia Asset Finance PLCNBFI14.5%3yr
Down2 Oct 2026
7Alliance Finance Company PLCNBFI14.5%5yr
Down3 Oct 2026
8HNB Finance PLCNBFI14.5%5yr
Down1 Oct 2026
9Sarvodaya Development Finance PLCNBFI14.5%5yr
Down2 Oct 2026
10Vallibel Finance PLCNBFI14%25mo
Down2 Oct 2026
11Citizens Development Business Finance PLCNBFI14%5yr
First recorded7 Oct 2026
12Central Finance Company PLCUnverified for 26 daysNBFI14%5yr
First recorded29 Jul 2026
13LB Finance PLCNBFI14%25mo
Down1 Oct 2026
14Singer Finance (Lanka) PLCNBFI14%5yr
Up2 Oct 2026
15Fintrex Finance LtdNBFI13.8%3yr
Down2 Oct 2026
16SDB Bank (Sanasa Development Bank PLC)Bank13.75%5yr
Up5 Sept 2026
17Janashakthi Finance PLCNBFI13.75%2yr
Up10 Oct 2026
18Merchant Bank of Sri Lanka & Finance PLCNBFI13.75%5yr
Up8 Sept 2026
19LOLC Finance PLCNBFI13.7%5yr
First recorded29 Jul 2026
20LCB Finance PLCNBFI13.5%3yr
Up10 Sept 2026
21Commercial Credit & Finance PLCNBFI13.5%5yr
Down1 Oct 2026
22Union Bank of Colombo PLCBank13.5%5yr
Up26 Sept 2026
23Assetline Finance PLCNBFI13.25%5yr
Down2 Oct 2026
24Hatton National Bank PLCBank13%5yr
Up12 Sept 2026
25National Development Bank PLCBank13%5yr
First recorded29 Jul 2026
26Dialog Finance PLCUnverified for 11 daysNBFI13%4yr
Down13 Sept 2026
27People's Leasing & Finance PLCUnverified for 14 daysNBFI13%5yr
Down2 Oct 2026
28Siyapatha Finance PLCNBFI13%5yr
Up20 Oct 2026
29HDFC Bank of Sri LankaBank13%5yr
First recorded29 Jul 2026
30Mercantile Investments and Finance PLCNBFI12.88%13mo
Down2 Oct 2026
31DFCC Bank PLCBank12.5%5yr
First recorded29 Jul 2026
32Seylan Bank PLCBank12.5%5yr
Up22 Oct 2026
33Commercial Bank of Ceylon PLCUnverified for 4 daysBank12.5%5yr
First recorded29 Jul 2026
34Sampath Bank PLCBank12.5%5yr
Up23 Sept 2026
35Regional Development BankBank12.25%5yr
First recorded29 Jul 2026
36Nations Trust Bank PLCUnverified for 4 daysBank11.25%5yr
First recorded29 Jul 2026
37People's BankBank10.75%5yr
First recorded29 Jul 2026
38State Mortgage & Investment BankBank10%10yr
First recorded29 Jul 2026
39Bank of CeylonUnverified for 4 daysBank8.25%5yr
First recorded29 Jul 2026
40National Savings BankBank8.25%5yr
First recorded29 Jul 2026