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Best rates on the board

Every institution's single best general-customer rate, ranked. This is a real ordering — position is the point — so it's the one table on the site that gets row numbers.

RankInstitutionTypeBest rateAtLast change
1Softlogic Finance PLCNBFI16%5yr
Up2 Oct 2026
2Richard Pieris Finance LtdUnverified for 4 daysNBFI14.75%5yr
First recorded29 Jul 2026
3Sarvodaya Development Finance PLCNBFI14.5%5yr
Down2 Oct 2026
4Alliance Finance Company PLCNBFI14.5%5yr
Down3 Oct 2026
5UB Finance PLCUnverified for 19 daysNBFI14.5%25mo
Down3 Oct 2026
6Asia Asset Finance PLCNBFI14.5%3yr
Down2 Oct 2026
7HNB Finance PLCNBFI14.5%5yr
Down1 Oct 2026
8Vallibel Finance PLCNBFI14%25mo
Down2 Oct 2026
9Citizens Development Business Finance PLCNBFI14%5yr
First recorded7 Oct 2026
10Central Finance Company PLCUnverified for 26 daysNBFI14%5yr
First recorded29 Jul 2026
11LB Finance PLCNBFI14%25mo
Down1 Oct 2026
12Singer Finance (Lanka) PLCNBFI14%5yr
Up2 Oct 2026
13Fintrex Finance LtdNBFI13.8%3yr
Down2 Oct 2026
14Janashakthi Finance PLCNBFI13.75%2yr
Up10 Oct 2026
15Merchant Bank of Sri Lanka & Finance PLCNBFI13.75%5yr
Up8 Sept 2026
16LOLC Finance PLCNBFI13.7%5yr
First recorded29 Jul 2026
17LCB Finance PLCNBFI13.5%3yr
Up10 Sept 2026
18Commercial Credit & Finance PLCNBFI13.5%5yr
Down1 Oct 2026
19Assetline Finance PLCNBFI13.25%5yr
Down2 Oct 2026
20Siyapatha Finance PLCNBFI13%5yr
Up20 Oct 2026
21People's Leasing & Finance PLCUnverified for 14 daysNBFI13%5yr
Down2 Oct 2026
22Dialog Finance PLCUnverified for 11 daysNBFI13%4yr
Down13 Sept 2026
23Mercantile Investments and Finance PLCNBFI12.88%13mo
Down2 Oct 2026