The Board

Citizens Development Business Finance PLC

NBFI
www.cdb.lkLast published 22 Oct 2026Verified today

Current term structure

What a longer lock-in pays

Up to +6% above 1mo

6.92%9.64%12.36%15.08%1mo3mo4mo6mo7mo9mo1yr13mo15mo18mo2yr25mo3yr37mo11.5%4yr14%5yr
Highest return
14%
at 5yr
Offers mapped
16

Select a maturity point to inspect its recorded rate changes below.

Market position

Is this a competitive rate?

General customers · 4yr · interest at maturity

Published rank

#28 / 39

Against market median

-0.75%

Median: 12.25%

Distance to market high

4%

High: 15.5%

Other high ratesSoftlogic Finance PLC 15.5%Richard Pieris Finance Ltd 14.75%Alliance Finance Company PLC 14%

Rate history

Tenure

General customers, interest paid at maturity · 4yr

11.0011.2511.5011.7512.0011.500%
Download CSV
DateChangeRate p.a.
29 Jul 2026First recorded11.5%

Current rates

CustomerTenurePayoutMin. depositRate p.a.
Digital1moAt maturity—8.3%
Digital1moMonthly—8%
Digital3moAt maturity—8.3%
Digital3moMonthly—8%
Digital6moAt maturity—8.84%
Digital6moMonthly—8.5%
Digital1yrAt maturity—9.92%
Digital1yrMonthly—9.5%
Digital15moAt maturity—9.92%
Digital15moMonthly—9.5%
Digital18moAt maturity—9.92%
Digital18moMonthly—9.5%
Digital2yrAt maturity—9.92%
Digital2yrMonthly—9.5%
Digital3yrAt maturity—9.92%
Digital3yrMonthly—9.5%
Digital4yrAt maturity—9.92%
Digital4yrMonthly—9.5%
Digital5yrAt maturity—9.92%
Digital5yrMonthly—9.5%
General1moAt maturity—8%
General3moAt maturity—8.5%
General3moMonthly—8%
General4moAt maturity—10.6%
General6moAt maturity—9%
General6moMonthly—8.5%
General7moAt maturity—11.38%
General9moAt maturity—9%
General9moMonthly—8.5%
General1yrAt maturity—10%
General1yrMonthly—9.5%
General13moAt maturity—12%
General15moAt maturity—10%
General15moMonthly—9.5%
General18moAt maturity—10%
General18moMonthly—9.5%
General2yrAt maturity—10.5%
General2yrMonthly—9.5%
General25moAt maturity—13%
General3yrAt maturity—11%
General3yrMonthly—9.5%
General37moAt maturity—13.5%
General4yrAt maturity—11.5%
General4yrMonthly—9.5%
General5yrAt maturity—14%
General5yrMonthly—9.5%
Senior Citizen13moAt maturity—12.5%
Senior Citizen25moAt maturity—13.5%

Licence and safety

Who stands behind this deposit?

Licence
Licensed Finance Company
Licensed and supervised by the Central Bank of Sri Lanka.
Credit rating
Not recorded yet — check the rating agency's site.
Deposit insurance
Deposits are covered by the Sri Lanka Deposit Insurance Scheme up to LKR 1,100,000 per depositor, per institution. Anything above that is not insured.

Finance companies usually pay more than banks because they carry more risk. Weigh the rating and the insurance limit, not the rate alone.