The Board

Central Finance Company PLC

NBFI
www.cf.lkLast published 2 Aug 2026Verified 26 days ago

These rates may be out of date

We have not been able to confirm Central Finance Company PLC's rates against its website for 26 days. Check the current rate with the institution before depositing.

Current term structure

What a longer lock-in pays

Up to +6.5% above 1mo

6.33%9.277%12.223%15.17%1mo3mo6mo9mo1yr13mo18mo2yr3yr13.5%4yr14%5yr
Highest return
14%
at 5yr
Offers mapped
11

Select a maturity point to inspect its recorded rate changes below.

Market position

Is this a competitive rate?

General customers · 4yr · interest at maturity

Published rank

#7 / 39

Against market median

+1.25%

Median: 12.25%

Distance to market high

2%

High: 15.5%

Other high ratesSoftlogic Finance PLC 15.5%Richard Pieris Finance Ltd 14.75%Alliance Finance Company PLC 14%

Rate history

Tenure

General customers, interest paid at maturity · 4yr

13.0013.2513.5013.7514.0013.500%
Download CSV
DateChangeRate p.a.
29 Jul 2026First recorded13.5%

Current rates

CustomerTenurePayoutMin. depositRate p.a.
General1moAt maturityLKR 5,0007.5%
General3moAt maturityLKR 5,0008.5%
General3moMonthlyLKR 5,0007.5%
General6moAt maturityLKR 5,00010%
General6moMonthlyLKR 5,0007.5%
General9moAt maturityLKR 5,00010%
General9moMonthlyLKR 5,0008%
General1yrAt maturityLKR 5,00011.5%
General1yrMonthlyLKR 5,00010.75%
General13moAt maturityLKR 5,00012%
General18moAt maturityLKR 5,00012%
General18moMonthlyLKR 5,00011%
General2yrAt maturityLKR 5,00012.25%
General2yrMonthlyLKR 5,00011.25%
General3yrAt maturityLKR 5,00013%
General3yrMonthlyLKR 5,00011.5%
General4yrAt maturityLKR 5,00013.5%
General4yrMonthlyLKR 5,00011.5%
General5yrAt maturityLKR 5,00014%
General5yrMonthlyLKR 5,00011.5%
Senior Citizen1moAt maturityLKR 5,0007.5%
Senior Citizen3moAt maturityLKR 5,0008.5%
Senior Citizen3moMonthlyLKR 5,0007.5%
Senior Citizen6moAt maturityLKR 5,00010%
Senior Citizen6moMonthlyLKR 5,0007.5%
Senior Citizen9moAt maturityLKR 5,00010%
Senior Citizen9moMonthlyLKR 5,0008%
Senior Citizen1yrAt maturityLKR 5,00012%
Senior Citizen1yrMonthlyLKR 5,00011.25%
Senior Citizen13moAt maturityLKR 5,00012.5%
Senior Citizen18moAt maturityLKR 5,00012.5%
Senior Citizen18moMonthlyLKR 5,00011.5%
Senior Citizen2yrAt maturityLKR 5,00012.75%
Senior Citizen2yrMonthlyLKR 5,00011.75%
Senior Citizen3yrAt maturityLKR 5,00013.5%
Senior Citizen3yrMonthlyLKR 5,00012%
Senior Citizen4yrAt maturityLKR 5,00014%
Senior Citizen4yrMonthlyLKR 5,00012%
Senior Citizen5yrAt maturityLKR 5,00014.5%
Senior Citizen5yrMonthlyLKR 5,00012%

Licence and safety

Who stands behind this deposit?

Licence
Licensed Finance Company
Licensed and supervised by the Central Bank of Sri Lanka.
Credit rating
Not recorded yet — check the rating agency's site.
Deposit insurance
Deposits are covered by the Sri Lanka Deposit Insurance Scheme up to LKR 1,100,000 per depositor, per institution. Anything above that is not insured.

Finance companies usually pay more than banks because they carry more risk. Weigh the rating and the insurance limit, not the rate alone.