The Board

HDFC Bank of Sri Lanka

Bank
www.hdfc.lkLast published 21 Oct 2026Verified yesterday

Current term structure

What a longer lock-in pays

Up to +5.75% above 1mo

6.215%8.822%11.428%14.035%1mo3mo3.3mo6mo9.5%9.9mo1yr16.4mo2yr3yr4yr13%5yr
Highest return
13%
at 5yr
Offers mapped
11

Select a maturity point to inspect its recorded rate changes below.

Market position

Is this a competitive rate?

General customers · 9.9mo · interest at maturity

Published rank

#7 / 7

Against market median

-1%

Median: 10.5%

Distance to market high

1.88%

High: 11.38%

Other high ratesPeople's Leasing & Finance PLC 11.38%Sarvodaya Development Finance PLC 11.25%Merchant Bank of Sri Lanka & Finance PLC 10.75%

Rate history

Tenure

General customers, interest paid at maturity · 9.9mo

9.009.259.509.7510.009.500%
Download CSV
DateChangeRate p.a.
29 Jul 2026First recorded9.5%

Current rates

CustomerTenurePayoutMin. depositRate p.a.
General1moAt maturity—7.25%
General3moAt maturity—8.25%
General3.3moAt maturity—8%
General6moAt maturity—8.5%
General6moMonthly—8.4%
General9.9moAt maturity—9.5%
General1yrAt maturity—9.5%
General1yrMonthly—9.2%
General16.4moAt maturity—9%
General2yrAt maturity—8.5%
General2yrMonthly—8%
General3yrAt maturity—9.25%
General3yrMonthly—9%
General4yrAt maturity—10%
General4yrMonthly—9.75%
General5yrAt maturity—13%
General5yrMonthly—10.05%
Senior Citizen3moAt maturity—8.5%
Senior Citizen6moAt maturity—8.75%
Senior Citizen6moMonthly—8.6%
Senior Citizen1yrAt maturity—9.75%
Senior Citizen1yrMonthly—9.4%
Senior Citizen2yrAt maturity—8.75%
Senior Citizen2yrMonthly—8%
Senior Citizen3yrAt maturity—9.5%
Senior Citizen3yrMonthly—9%
Senior Citizen4yrAt maturity—10.25%
Senior Citizen4yrMonthly—9.75%
Senior Citizen5yrAt maturity—13.25%
Senior Citizen5yrMonthly—10.25%

Licence and safety

Who stands behind this deposit?

Licence
Licensed Specialised Bank
Licensed and supervised by the Central Bank of Sri Lanka.
Credit rating
Not recorded yet — check the rating agency's site.
Deposit insurance
Deposits are covered by the Sri Lanka Deposit Insurance Scheme up to LKR 1,100,000 per depositor, per institution. Anything above that is not insured.