HNB Finance PLC
NBFICurrent term structure
What a longer lock-in pays
Up to +7% above 1mo
- Highest return
- 14.5%
- at 5yr
- Offers mapped
- 16
Select a maturity point to inspect its recorded rate changes below.
Market position
Is this a competitive rate?
General customers · 7mo · interest at maturity
Published rank
#11 / 15
Against market median
-0.25%
Median: 10.75%
Distance to market high
0.88%
High: 11.38%
Rate history
Tenure
General customers, interest paid at maturity · 7mo
| Date | Change | Rate p.a. |
|---|---|---|
| 1 Oct 2026 | Down | 10.5% |
| 15 Sept 2026 | Down | 11.5% |
| 29 Jul 2026 | First recorded | 11.63% |
Current rates
| Customer | Tenure | Payout | Min. deposit | Rate p.a. |
|---|---|---|---|---|
| General | 1mo | At maturity | — | 7.5% |
| General | 3mo | At maturity | — | 9.75% |
| General | 3mo | Monthly | — | 9.25% |
| General | 4mo | At maturity | — | 9% |
| General | 4mo | Monthly | — | 8% |
| General | 5mo | At maturity | — | 9% |
| General | 5mo | Monthly | — | 8% |
| General | 6mo | At maturity | — | 9.5% |
| General | 6mo | Monthly | — | 8.5% |
| General | 7mo | At maturity | — | 10.5% |
| General | 7mo | Monthly | — | 10% |
| General | 9mo | At maturity | — | 9.5% |
| General | 9mo | Monthly | — | 8.5% |
| General | 1yr | At maturity | — | 11.5% |
| General | 1yr | Monthly | — | 10.5% |
| General | 13mo | At maturity | — | 10% |
| General | 13mo | Monthly | — | 9% |
| General | 15mo | At maturity | — | 10% |
| General | 15mo | Monthly | — | 9% |
| General | 18mo | At maturity | — | 10% |
| General | 18mo | Monthly | — | 9% |
| General | 2yr | At maturity | — | 10% |
| General | 2yr | Monthly | — | 9% |
| General | 25mo | At maturity | — | 12.5% |
| General | 25mo | Monthly | — | 11% |
| General | 3yr | At maturity | — | 10% |
| General | 3yr | Monthly | — | 9.5% |
| General | 37mo | At maturity | — | 13% |
| General | 37mo | Monthly | — | 11.5% |
| General | 5yr | At maturity | — | 14.5% |
| General | 5yr | Monthly | — | 11.75% |
| Senior Citizen | 1yr | At maturity | — | 12% |
| Senior Citizen | 1yr | Monthly | — | 11% |
| Senior Citizen | 13mo | At maturity | — | 10.5% |
| Senior Citizen | 13mo | Monthly | — | 9.5% |
| Senior Citizen | 15mo | At maturity | — | 10.5% |
| Senior Citizen | 15mo | Monthly | — | 9.5% |
| Senior Citizen | 18mo | At maturity | — | 10.5% |
| Senior Citizen | 18mo | Monthly | — | 9.5% |
| Senior Citizen | 2yr | At maturity | — | 10.5% |
| Senior Citizen | 2yr | Monthly | — | 9.5% |
| Senior Citizen | 25mo | At maturity | — | 13% |
| Senior Citizen | 25mo | Monthly | — | 11.5% |
| Senior Citizen | 3yr | At maturity | — | 10.5% |
| Senior Citizen | 3yr | Monthly | — | 10% |
| Senior Citizen | 37mo | At maturity | — | 13.5% |
| Senior Citizen | 37mo | Monthly | — | 12% |
| Senior Citizen | 5yr | At maturity | — | 15% |
| Senior Citizen | 5yr | Monthly | — | 12.25% |
Licence and safety
Who stands behind this deposit?
- Licence
- Licensed Finance Company
- Licensed and supervised by the Central Bank of Sri Lanka.
- Credit rating
- Not recorded yet — check the rating agency's site.
- Deposit insurance
- Deposits are covered by the Sri Lanka Deposit Insurance Scheme up to LKR 1,100,000 per depositor, per institution. Anything above that is not insured.
Finance companies usually pay more than banks because they carry more risk. Weigh the rating and the insurance limit, not the rate alone.