National Savings Bank
BankCurrent term structure
What a longer lock-in pays
Up to +2% above 1mo
- Highest return
- 8.25%
- at 5yr
- Offers mapped
- 10
Select a maturity point to inspect its recorded rate changes below.
Market position
Is this a competitive rate?
General customers · 1yr · interest at maturity
Published rank
#39 / 40
Against market median
-3%
Median: 10.25%
Distance to market high
6.25%
High: 13.5%
Rate history
Tenure
General customers, interest paid at maturity · 1yr
| Date | Change | Rate p.a. |
|---|---|---|
| 29 Jul 2026 | First recorded | 7.25% |
Current rates
| Customer | Tenure | Payout | Min. deposit | Rate p.a. |
|---|---|---|---|---|
| General | 1mo | At maturity | LKR 500,000 | 6.25% |
| General | 3mo | At maturity | LKR 1,000 | 6.75% |
| General | 4mo | At maturity | LKR 500,000 | 6.85% |
| General | 6mo | At maturity | LKR 1,000 | 7% |
| General | 7mo | At maturity | LKR 500,000 | 7.1% |
| General | 1yr | At maturity | LKR 1,000 | 7.25% |
| General | 1yr | Monthly | LKR 25,000 | 7% |
| General | 2yr | At maturity | LKR 1,000 | 7.75% |
| General | 2yr | Monthly | LKR 1,000,000 | 7.25% |
| General | 3yr | At maturity | LKR 25,000 | 7.75% |
| General | 3yr | Monthly | LKR 1,000,000 | 7% |
| General | 4yr | At maturity | LKR 1,000,000 | 8% |
| General | 4yr | Monthly | LKR 1,000,000 | 7% |
| General | 5yr | At maturity | LKR 100,000 | 8.25% |
| General | 5yr | Monthly | LKR 1,000,000 | 7% |
Licence and safety
Who stands behind this deposit?
- Licence
- Licensed Specialised Bank
- Licensed and supervised by the Central Bank of Sri Lanka.
- Credit rating
- Not recorded yet — check the rating agency's site.
- Deposit insurance
- Deposits are covered by the Sri Lanka Deposit Insurance Scheme up to LKR 1,100,000 per depositor, per institution. Anything above that is not insured.