The Board

Siyapatha Finance PLC

NBFI
www.siyapatha.lkLast published 20 Oct 2026Verified yesterday

Current term structure

What a longer lock-in pays

Up to +5.25% above 1mo

6.805%9.185%11.565%13.945%1mo2mo3mo9.25%4mo6mo1yr13mo15mo18mo2yr3yr37mo4yr13%5yr
Highest return
13%
at 5yr
Offers mapped
14

Select a maturity point to inspect its recorded rate changes below.

Market position

Is this a competitive rate?

General customers · 4mo · interest at maturity

Published rank

#9 / 16

Against market median

-0.125%

Median: 9.375%

Distance to market high

1.35%

High: 10.6%

Other high ratesVallibel Finance PLC 10.6%Citizens Development Business Finance PLC 10.6%Mercantile Investments and Finance PLC 10.6%

Rate history

Tenure

General customers, interest paid at maturity · 4mo

8.759.009.259.509.759.250%
Download CSV
DateChangeRate p.a.
29 Jul 2026First recorded9.25%

Current rates

CustomerTenurePayoutMin. depositRate p.a.
General1moAt maturity—7.75%
General2moAt maturity—8%
General3moAt maturity—9%
General4moAt maturity—9.25%
General6moAt maturity—9.5%
General6moMonthly—9%
General1yrAt maturity—10%
General1yrMonthly—9.25%
General13moAt maturity—10%
General13moMonthly—9.5%
General15moAt maturity—12.5%
General15moMonthly—9.75%
General18moAt maturity—12.75%
General18moMonthly—9.75%
General2yrAt maturity—10.75%
General2yrMonthly—10%
General3yrAt maturity—11.25%
General3yrMonthly—10.25%
General37moAt maturity—12%
General37moMonthly—10.25%
General4yrAt maturity—12.5%
General4yrMonthly—10%
General5yrAt maturity—13%
General5yrMonthly—10%
Senior Citizen1moAt maturity—7.75%
Senior Citizen2moAt maturity—8%
Senior Citizen3moAt maturity—9%
Senior Citizen4moAt maturity—9.25%
Senior Citizen6moAt maturity—9.5%
Senior Citizen6moMonthly—9%
Senior Citizen1yrAt maturity—10.5%
Senior Citizen1yrMonthly—9.75%
Senior Citizen13moAt maturity—10.5%
Senior Citizen13moMonthly—9.75%
Senior Citizen15moAt maturity—12.5%
Senior Citizen15moMonthly—10%
Senior Citizen18moAt maturity—12.75%
Senior Citizen18moMonthly—10.25%
Senior Citizen2yrAt maturity—11.25%
Senior Citizen2yrMonthly—10.5%
Senior Citizen3yrAt maturity—11.5%
Senior Citizen3yrMonthly—10.75%
Senior Citizen37moAt maturity—12.5%
Senior Citizen37moMonthly—10.75%
Senior Citizen4yrAt maturity—13%
Senior Citizen4yrMonthly—10.5%
Senior Citizen5yrAt maturity—13.5%
Senior Citizen5yrMonthly—10.5%

Licence and safety

Who stands behind this deposit?

Licence
Licensed Finance Company
Licensed and supervised by the Central Bank of Sri Lanka.
Credit rating
Not recorded yet — check the rating agency's site.
Deposit insurance
Deposits are covered by the Sri Lanka Deposit Insurance Scheme up to LKR 1,100,000 per depositor, per institution. Anything above that is not insured.

Finance companies usually pay more than banks because they carry more risk. Weigh the rating and the insurance limit, not the rate alone.