State Mortgage & Investment Bank
Bankwww.smib.lkLast published 7 Sept 2026
Rate history
Tenure
General customers, interest paid at maturity · 3mo.
| Date | Change | Rate p.a. |
|---|---|---|
| 29 Jul 2026 | First recorded | 6% |
Current rates
| Customer | Tenure | Payout | Min. deposit | Rate p.a. |
|---|---|---|---|---|
| General | 1mo | At maturity | — | 5.5% |
| General | 3mo | At maturity | — | 6% |
| General | 4mo | At maturity | — | 6.25% |
| General | 6mo | At maturity | — | 6.5% |
| General | 7mo | At maturity | — | 6.5% |
| General | 1yr | At maturity | — | 6.75% |
| General | 1yr | Monthly | — | 6.5% |
| General | 15mo | At maturity | — | 7% |
| General | 2yr | At maturity | — | 7.5% |
| General | 2yr | Monthly | — | 6.5% |
| General | 3yr | At maturity | — | 8% |
| General | 3yr | Monthly | — | 6.5% |
| General | 4yr | At maturity | — | 8.5% |
| General | 4yr | Monthly | — | 6.5% |
| General | 5yr | At maturity | — | 9% |
| General | 5yr | Monthly | — | 6.5% |
| General | 7yr | At maturity | — | 9.5% |
| General | 10yr | At maturity | — | 10% |
| Senior Citizen | 3mo | At maturity | — | 6.75% |
| Senior Citizen | 3mo | Monthly | — | 6.5% |
| Senior Citizen | 6mo | At maturity | — | 7% |
| Senior Citizen | 6mo | Monthly | — | 6.75% |
| Senior Citizen | 1yr | At maturity | — | 7.25% |
| Senior Citizen | 1yr | Monthly | — | 7% |
| Senior Citizen | 2yr | At maturity | — | 8% |
| Senior Citizen | 2yr | Monthly | — | 7.25% |
| Senior Citizen | 3yr | At maturity | — | 8.5% |
| Senior Citizen | 3yr | Monthly | — | 7.25% |
| Senior Citizen | 4yr | At maturity | — | 9% |
| Senior Citizen | 4yr | Monthly | — | 7.25% |
| Senior Citizen | 5yr | At maturity | — | 9.5% |
| Senior Citizen | 5yr | Monthly | — | 7.25% |
| Senior Citizen | 10yr | At maturity | — | 10% |