The Board

Softlogic Finance PLC

NBFI
www.softlogicfinance.lkLast published 22 Oct 2026Verified today

Current term structure

What a longer lock-in pays

Up to +5.74% above 1mo

9.227%11.829%14.431%17.033%1mo3mo6mo9mo1yr13mo15mo12.88%18mo2yr30mo3yr4yr16%5yr
Highest return
16%
at 5yr
Offers mapped
13

Select a maturity point to inspect its recorded rate changes below.

Market position

Is this a competitive rate?

General customers · 18mo · interest at maturity

Published rank

#2 / 22

Against market median

+1.38%

Median: 11.5%

Distance to market high

0.75%

High: 13.63%

Other high ratesRichard Pieris Finance Ltd 13.63%Commercial Credit & Finance PLC 12.75%Siyapatha Finance PLC 12.75%

Rate history

Tenure

General customers, interest paid at maturity · 18mo

12.8312.9213.0113.0913.1812.880%
Download CSV
DateChangeRate p.a.
2 Oct 2026Down12.88%
29 Jul 2026First recorded13.13%

Current rates

CustomerTenurePayoutMin. depositRate p.a.
General1moAt maturity—10.26%
General3moAt maturity—10.59%
General3moMonthly—10.11%
General6moAt maturity—10.75%
General6moMonthly—10.25%
General9moAt maturity—11.38%
General9moMonthly—10.83%
General1yrAt maturity—12.88%
General1yrMonthly—12.18%
General13moAt maturity—13.13%
General13moMonthly—12.4%
General15moAt maturity—12.88%
General15moMonthly—12.18%
General18moAt maturity—12.88%
General18moMonthly—12.18%
General2yrAt maturity—15%
General2yrMonthly—14%
General30moAt maturity—15%
General30moMonthly—14%
General3yrAt maturity—15.5%
General3yrMonthly—14%
General4yrAt maturity—15.5%
General4yrMonthly—14%
General5yrAt maturity—16%
General5yrMonthly—14%
Senior Citizen1moAt maturity—10.26%
Senior Citizen3moAt maturity—10.59%
Senior Citizen3moMonthly—10.11%
Senior Citizen6moAt maturity—10.75%
Senior Citizen6moMonthly—10.25%
Senior Citizen9moAt maturity—11.38%
Senior Citizen9moMonthly—10.83%
Senior Citizen1yrAt maturity—13.38%
Senior Citizen1yrMonthly—12.62%
Senior Citizen13moAt maturity—13.63%
Senior Citizen13moMonthly—12.85%
Senior Citizen15moAt maturity—13.38%
Senior Citizen15moMonthly—12.62%
Senior Citizen18moAt maturity—13.38%
Senior Citizen18moMonthly—12.62%
Senior Citizen2yrAt maturity—15.5%
Senior Citizen2yrMonthly—14.25%
Senior Citizen30moAt maturity—15.5%
Senior Citizen30moMonthly—14.25%
Senior Citizen3yrAt maturity—15.5%
Senior Citizen3yrMonthly—14.25%
Senior Citizen4yrAt maturity—15.5%
Senior Citizen4yrMonthly—14.25%
Senior Citizen5yrAt maturity—16.5%
Senior Citizen5yrMonthly—14.25%

Licence and safety

Who stands behind this deposit?

Licence
Licensed Finance Company
Licensed and supervised by the Central Bank of Sri Lanka.
Credit rating
Not recorded yet — check the rating agency's site.
Deposit insurance
Deposits are covered by the Sri Lanka Deposit Insurance Scheme up to LKR 1,100,000 per depositor, per institution. Anything above that is not insured.

Finance companies usually pay more than banks because they carry more risk. Weigh the rating and the insurance limit, not the rate alone.