The Board

UB Finance PLC

NBFI
www.ubf.lkLast published 3 Oct 2026Verified 19 days ago

These rates may be out of date

We have not been able to confirm UB Finance PLC's rates against its website for 19 days. Check the current rate with the institution before depositing.

Current term structure

What a longer lock-in pays

Up to +4.23% above 1mo

9.19%11.23%13.27%15.31%1mo3mo10.6%5mo6mo7mo9mo10mo1yr13mo15mo18mo2yr14.5%25mo28mo31mo37mo4yr5yr
Highest return
14.5%
at 25mo
Offers mapped
18

Select a maturity point to inspect its recorded rate changes below.

Market position

Is this a competitive rate?

General customers · 5mo · interest at maturity

Published rank

#1 / 8

Against market median

+0.725%

Median: 9.875%

Distance to market high

0%

High: 10.6%

Other high ratesAlliance Finance Company PLC 10.5%Seylan Bank PLC 10.5%Janashakthi Finance PLC 10%

Rate history

Tenure

General customers, interest paid at maturity · 5mo

10.4410.7211.0011.2911.5710.600%
Download CSV
DateChangeRate p.a.
3 Oct 2026Down10.6%
29 Jul 2026First recorded11.41%

Current rates

CustomerTenurePayoutMin. depositRate p.a.
General1moAt maturity—10.27%
General3moAt maturity—10.6%
General3moMonthly—10.11%
General5moAt maturity—10.6%
General5moMonthly—10.11%
General6moAt maturity—11.38%
General6moMonthly—10.83%
General7moAt maturity—11.38%
General7moMonthly—10.83%
General9moAt maturity—11.38%
General9moMonthly—10.83%
General10moAt maturity—11.38%
General10moMonthly—10.83%
General1yrAt maturity—10%
General1yrMonthly—9.5%
General13moAt maturity—10%
General13moMonthly—9.5%
General15moAt maturity—12.5%
General15moMonthly—12%
General18moAt maturity—11%
General18moMonthly—10%
General2yrAt maturity—11%
General2yrMonthly—10%
General25moAt maturity—14.5%
General25moMonthly—12.5%
General28moAt maturity—11%
General28moMonthly—10%
General31moAt maturity—11%
General31moMonthly—10%
General3yrMonthly—10%
General37moAt maturity—12%
General37moMonthly—10%
General4yrAt maturity—10%
General4yrMonthly—10%
General5yrAt maturity—14%
General5yrMonthly—10%
Senior Citizen1moAt maturity—11.12%
Senior Citizen3moAt maturity—11.41%
Senior Citizen3moMonthly—10.85%
Senior Citizen5moAt maturity—11.41%
Senior Citizen5moMonthly—10.85%
Senior Citizen6moAt maturity—11.41%
Senior Citizen6moMonthly—10.85%
Senior Citizen7moAt maturity—11.63%
Senior Citizen7moMonthly—11.05%
Senior Citizen9moAt maturity—11.63%
Senior Citizen9moMonthly—11.05%
Senior Citizen10moAt maturity—11.63%
Senior Citizen10moMonthly—11.05%
Senior Citizen1yrAt maturity—10.5%
Senior Citizen1yrMonthly—10%
Senior Citizen13moAt maturity—10.5%
Senior Citizen13moMonthly—10%
Senior Citizen15moAt maturity—13%
Senior Citizen15moMonthly—12%
Senior Citizen18moAt maturity—10.5%
Senior Citizen18moMonthly—10%
Senior Citizen2yrAt maturity—10.5%
Senior Citizen2yrMonthly—10%
Senior Citizen25moAt maturity—15%
Senior Citizen25moMonthly—13%
Senior Citizen28moMonthly—10%
Senior Citizen31moMonthly—10%
Senior Citizen3yrAt maturity—12%
Senior Citizen3yrMonthly—10%
Senior Citizen37moAt maturity—11%
Senior Citizen37moMonthly—10%
Senior Citizen4yrAt maturity—13%
Senior Citizen4yrMonthly—10%
Senior Citizen5yrAt maturity—14%
Senior Citizen5yrMonthly—10%

Licence and safety

Who stands behind this deposit?

Licence
Licensed Finance Company
Licensed and supervised by the Central Bank of Sri Lanka.
Credit rating
Not recorded yet — check the rating agency's site.
Deposit insurance
Deposits are covered by the Sri Lanka Deposit Insurance Scheme up to LKR 1,100,000 per depositor, per institution. Anything above that is not insured.

Finance companies usually pay more than banks because they carry more risk. Weigh the rating and the insurance limit, not the rate alone.