The Board

Best rates

Best 12-month fixed deposit rates in Sri Lanka

40 institutions ranked · general customers · interest at maturity · October 2026

Highest rate
13.5%
Richard Pieris Finance Ltd
Banks · 1yr median
10%
Finance companies · 1yr median
11.5%
RankInstitutionTypeMin. depositRate p.a.
1Richard Pieris Finance LtdNBFI—13.5%
2Softlogic Finance PLCNBFI—12.88%
3Fintrex Finance LtdNBFI—12.25%
4LCB Finance PLCNBFI—12.13%
5People's Leasing & Finance PLCNBFI—12%
6Assetline Finance PLCNBFI—12%
7Commercial Credit & Finance PLCNBFI—12%
8Sarvodaya Development Finance PLCNBFI—11.75%
9Merchant Bank of Sri Lanka & Finance PLCNBFI—11.5%
10Dialog Finance PLCUnverified for 8 daysNBFI—11.5%
11Central Finance Company PLCUnverified for 8 daysNBFILKR 5,00011.5%
12HNB Finance PLCNBFI—11.5%
13Janashakthi Finance PLCNBFI—11.5%
14LB Finance PLCNBFI—11.5%
15Vallibel Finance PLCNBFI—11.5%
16Singer Finance (Lanka) PLCNBFI—11%
17SDB Bank (Sanasa Development Bank PLC)Bank—11%
18Asia Asset Finance PLCNBFI—10.88%
19Alliance Finance Company PLCNBFI—10.5%
20DFCC Bank PLCBank—10.5%
21Commercial Bank of Ceylon PLCBank—10%
22National Development Bank PLCBank—10%
23UB Finance PLCNBFI—10%
24Nations Trust Bank PLCBank—10%
25Cargills Bank PLCBank—10%
26Sampath Bank PLCBank—10%
27Seylan Bank PLCBank—10%
28Citizens Development Business Finance PLCNBFI—10%
29Regional Development BankBank—10%
30Hatton National Bank PLCBank—10%
31Siyapatha Finance PLCNBFI—9.75%
32HDFC Bank of Sri LankaBank—9.5%
33Mercantile Investments and Finance PLCNBFI—9.25%
34Pan Asia Banking Corporation PLCBank—9%
35LOLC Finance PLCNBFI—9%
36Union Bank of Colombo PLCBank—9%
37People's BankBank—8.5%
38Bank of CeylonBank—7.25%
39National Savings BankBankLKR 1,0007.25%
40State Mortgage & Investment BankBank—6.75%