The Board

Best rates

Best 2-year fixed deposit rates in Sri Lanka

40 institutions ranked · general customers · interest at maturity · October 2026

Highest rate
15%
Softlogic Finance PLC
Banks · 2yr median
11%
Finance companies · 2yr median
12.5%
RankInstitutionTypeMin. depositRate p.a.
1Softlogic Finance PLCNBFI—15%
2Richard Pieris Finance LtdNBFI—14.5%
3Fintrex Finance LtdNBFI—13.8%
4Commercial Credit & Finance PLCNBFI—13.25%
5Asia Asset Finance PLCNBFI—13.25%
6Janashakthi Finance PLCNBFI—12.75%
7Assetline Finance PLCNBFI—12.75%
8Vallibel Finance PLCNBFI—12.75%
9Merchant Bank of Sri Lanka & Finance PLCNBFI—12.75%
10LB Finance PLCNBFI—12.75%
11Sarvodaya Development Finance PLCNBFI—12.5%
12LCB Finance PLCNBFI—12.5%
13Central Finance Company PLCUnverified for 8 daysNBFILKR 5,00012.25%
14People's Leasing & Finance PLCNBFI—12.25%
15Dialog Finance PLCUnverified for 8 daysNBFI—12%
16Hatton National Bank PLCBank—12%
17Alliance Finance Company PLCNBFI—11.75%
18Singer Finance (Lanka) PLCNBFI—11.5%
19Union Bank of Colombo PLCBank—11.5%
20Sampath Bank PLCBank—11.25%
21Cargills Bank PLCBank—11%
22Nations Trust Bank PLCBank—11%
23Pan Asia Banking Corporation PLCBank—11%
24DFCC Bank PLCBank—11%
25Seylan Bank PLCBank—11%
26UB Finance PLCNBFI—11%
27National Development Bank PLCBank—11%
28Commercial Bank of Ceylon PLCBank—11%
29SDB Bank (Sanasa Development Bank PLC)Bank—11%
30Siyapatha Finance PLCNBFI—10.75%
31Regional Development BankBank—10.75%
32Mercantile Investments and Finance PLCNBFI—10.75%
33Citizens Development Business Finance PLCNBFI—10.5%
34HNB Finance PLCNBFI—10%
35LOLC Finance PLCNBFI—9.95%
36People's BankBank—9.4%
37HDFC Bank of Sri LankaBank—8.5%
38National Savings BankBankLKR 1,0007.75%
39State Mortgage & Investment BankBank—7.5%
40Bank of CeylonBank—7.5%