The Board

Best rates

Best 5-year fixed deposit rates in Sri Lanka

40 institutions ranked · general customers · interest at maturity · October 2026

Highest rate
16%
Softlogic Finance PLC
Banks · 5yr median
12.5%
Finance companies · 5yr median
13.75%
RankInstitutionTypeMin. depositRate p.a.
1Softlogic Finance PLCNBFI—16%
2Cargills Bank PLCBank—15%
3Richard Pieris Finance LtdNBFI—14.75%
4HNB Finance PLCNBFI—14.5%
5Alliance Finance Company PLCNBFI—14.5%
6Sarvodaya Development Finance PLCNBFI—14.5%
7Asia Asset Finance PLCNBFI—14.25%
8Citizens Development Business Finance PLCNBFI—14%
9Singer Finance (Lanka) PLCNBFI—14%
10Central Finance Company PLCUnverified for 8 daysNBFILKR 5,00014%
11UB Finance PLCNBFI—14%
12Fintrex Finance LtdNBFI—13.8%
13Merchant Bank of Sri Lanka & Finance PLCNBFI—13.75%
14SDB Bank (Sanasa Development Bank PLC)Bank—13.75%
15LOLC Finance PLCNBFI—13.7%
16Commercial Credit & Finance PLCNBFI—13.5%
17Union Bank of Colombo PLCBank—13.5%
18LCB Finance PLCNBFI—13.5%
19Assetline Finance PLCNBFI—13.25%
20Hatton National Bank PLCBank—13%
21Dialog Finance PLCUnverified for 8 daysNBFI—13%
22HDFC Bank of Sri LankaBank—13%
23People's Leasing & Finance PLCNBFI—13%
24National Development Bank PLCBank—13%
25Siyapatha Finance PLCNBFI—13%
26Pan Asia Banking Corporation PLCBank—13%
27Vallibel Finance PLCNBFI—12.75%
28Janashakthi Finance PLCNBFI—12.75%
29LB Finance PLCNBFI—12.75%
30Commercial Bank of Ceylon PLCBank—12.5%
31Sampath Bank PLCBank—12.5%
32Seylan Bank PLCBank—12.5%
33DFCC Bank PLCBank—12.5%
34Regional Development BankBank—12.25%
35Mercantile Investments and Finance PLCNBFI—11.75%
36Nations Trust Bank PLCBank—11.25%
37People's BankBank—10.75%
38State Mortgage & Investment BankBank—9%
39Bank of CeylonBank—8.25%
40National Savings BankBankLKR 100,0008.25%