Best rates
Best senior citizen fixed deposit rates in Sri Lanka
19 institutions ranked · 1yr · interest at maturity · October 2026
Tenure
Highest rate
13.38%
Softlogic Finance PLC
Banks · 1yr median
10%
Finance companies · 1yr median
12%
| Rank | Institution | Type | Min. deposit | Rate p.a. |
|---|---|---|---|---|
| 1 | Softlogic Finance PLC | NBFI | — | 13.38% |
| 2 | Fintrex Finance Ltd | NBFI | — | 12.75% |
| 3 | Asia Asset Finance PLC | NBFI | — | 12.5% |
| 4 | LB Finance PLC | NBFI | — | 12% |
| 5 | Central Finance Company PLCUnverified for 8 days | NBFI | LKR 5,000 | 12% |
| 6 | HNB Finance PLC | NBFI | — | 12% |
| 7 | Janashakthi Finance PLC | NBFI | — | 12% |
| 8 | Merchant Bank of Sri Lanka & Finance PLC | NBFI | — | 12% |
| 9 | Singer Finance (Lanka) PLC | NBFI | — | 11.5% |
| 10 | Hatton National Bank PLC | Bank | — | 10.5% |
| 11 | UB Finance PLC | NBFI | — | 10.5% |
| 12 | Seylan Bank PLC | Bank | — | 10.5% |
| 13 | Regional Development Bank | Bank | — | 10.25% |
| 14 | Siyapatha Finance PLC | NBFI | — | 10.25% |
| 15 | Cargills Bank PLC | Bank | — | 10% |
| 16 | HDFC Bank of Sri Lanka | Bank | — | 9.75% |
| 17 | Mercantile Investments and Finance PLC | NBFI | — | 9.75% |
| 18 | Bank of Ceylon | Bank | — | 7.75% |
| 19 | State Mortgage & Investment Bank | Bank | — | 7.25% |