Best rates
Best senior citizen fixed deposit rates in Sri Lanka
16 institutions ranked · 2yr · interest at maturity · October 2026
Tenure
Highest rate
15.5%
Softlogic Finance PLC
Banks · 2yr median
9.875%
Finance companies · 2yr median
12.875%
| Rank | Institution | Type | Min. deposit | Rate p.a. |
|---|---|---|---|---|
| 1 | Softlogic Finance PLC | NBFI | — | 15.5% |
| 2 | Fintrex Finance Ltd | NBFI | — | 14.3% |
| 3 | Asia Asset Finance PLC | NBFI | — | 13.75% |
| 4 | Janashakthi Finance PLC | NBFI | — | 13.25% |
| 5 | LB Finance PLC | NBFI | — | 13.25% |
| 6 | Merchant Bank of Sri Lanka & Finance PLC | NBFI | — | 13% |
| 7 | Central Finance Company PLCUnverified for 8 days | NBFI | LKR 5,000 | 12.75% |
| 8 | Singer Finance (Lanka) PLC | NBFI | — | 12.5% |
| 9 | Seylan Bank PLC | Bank | — | 11.5% |
| 10 | Siyapatha Finance PLC | NBFI | — | 11.25% |
| 11 | Mercantile Investments and Finance PLC | NBFI | — | 11.25% |
| 12 | Cargills Bank PLC | Bank | — | 11% |
| 13 | UB Finance PLC | NBFI | — | 10.5% |
| 14 | HNB Finance PLC | NBFI | — | 10.5% |
| 15 | HDFC Bank of Sri Lanka | Bank | — | 8.75% |
| 16 | State Mortgage & Investment Bank | Bank | — | 8% |