Best rates
Best senior citizen fixed deposit rates in Sri Lanka
16 institutions ranked · 5yr · interest at maturity · October 2026
Tenure
Highest rate
16.5%
Softlogic Finance PLC
Banks · 5yr median
13.125%
Finance companies · 5yr median
14.15%
| Rank | Institution | Type | Min. deposit | Rate p.a. |
|---|---|---|---|---|
| 1 | Softlogic Finance PLC | NBFI | — | 16.5% |
| 2 | Cargills Bank PLC | Bank | — | 15% |
| 3 | HNB Finance PLC | NBFI | — | 15% |
| 4 | Asia Asset Finance PLC | NBFI | — | 14.75% |
| 5 | Central Finance Company PLCUnverified for 8 days | NBFI | LKR 5,000 | 14.5% |
| 6 | Singer Finance (Lanka) PLC | NBFI | — | 14.5% |
| 7 | Fintrex Finance Ltd | NBFI | — | 14.3% |
| 8 | UB Finance PLC | NBFI | — | 14% |
| 9 | Merchant Bank of Sri Lanka & Finance PLC | NBFI | — | 14% |
| 10 | Siyapatha Finance PLC | NBFI | — | 13.5% |
| 11 | LB Finance PLC | NBFI | — | 13.25% |
| 12 | Janashakthi Finance PLC | NBFI | — | 13.25% |
| 13 | HDFC Bank of Sri Lanka | Bank | — | 13.25% |
| 14 | Seylan Bank PLC | Bank | — | 13% |
| 15 | Mercantile Investments and Finance PLC | NBFI | — | 12.25% |
| 16 | State Mortgage & Investment Bank | Bank | — | 9.5% |