Best rates
Best senior citizen fixed deposit rates in Sri Lanka
14 institutions ranked · 6mo · interest at maturity · October 2026
Tenure
Highest rate
11.41%
UB Finance PLC
Banks · 6mo median
9.25%
Finance companies · 6mo median
10.5%
| Rank | Institution | Type | Min. deposit | Rate p.a. |
|---|---|---|---|---|
| 1 | UB Finance PLC | NBFI | — | 11.41% |
| 2 | Fintrex Finance Ltd | NBFI | — | 11% |
| 3 | Softlogic Finance PLC | NBFI | — | 10.75% |
| 4 | Janashakthi Finance PLC | NBFI | — | 10.5% |
| 5 | LB Finance PLC | NBFI | — | 10.5% |
| 6 | Merchant Bank of Sri Lanka & Finance PLC | NBFI | — | 10.5% |
| 7 | Central Finance Company PLCUnverified for 8 days | NBFI | LKR 5,000 | 10% |
| 8 | Cargills Bank PLC | Bank | — | 9.75% |
| 9 | Seylan Bank PLC | Bank | — | 9.75% |
| 10 | Singer Finance (Lanka) PLC | NBFI | — | 9.75% |
| 11 | Siyapatha Finance PLC | NBFI | — | 9.5% |
| 12 | HDFC Bank of Sri Lanka | Bank | — | 8.75% |
| 13 | Mercantile Investments and Finance PLC | NBFI | — | 7.75% |
| 14 | State Mortgage & Investment Bank | Bank | — | 7% |